Minding My Business, LLC, was created during the COVID-19 pandemic when a group of community leaders came together online to address long-standing issues plaguing the Black community.
Frustrated by endless meetings and ineffective political actions, they decided to take matters into their own hands.
Their discussions highlighted financial illiteracy as a core problem, leading to the creation of a comprehensive financial literacy platform.
This article explores the origins, mission, and impact of Minding My Business, LLC, and its dedication to improving financial literacy and overall quality of life in the Black community.
Identifying the Problem
The genesis of Minding My Business, LLC, was rooted in a shared frustration among community leaders.
For years, they had attended local, state, and federal meetings, speaking at hearings and advocating for change, only to return with token items like pamphlets, pens, and tote bags.
The real issues—financial illiteracy, predatory lending, and economic disenfranchisement—were continually ignored, downplayed or shuffled aside on political leaders' desks.
A Call to Action
Determined to be the change they wanted to see, these leaders, led by Wanda Jones, decided to focus on financial literacy.
They recognized that financial illiteracy was a pervasive issue in the Black community, contributing to economic instability and limited opportunities for wealth building.
They envisioned a platform that could deliver financial education across the country, transcending state boundaries and reaching as many communities as possible.
The Vision: Minding My Business Website
Wanda Jones spearheaded the idea of introducing financial literacy content via a website, seeing it as the best solution to disseminate valuable information widely and efficiently.
Thus, the Minding My Business website (www.mindingmybusiness.black) was created through the tireless efforts of Ms. Jones and her team as an educational financial literacy resource hub.
While Minding My Business is not your typical for profit organization, it serves as a Hybrid, a for profit company with a non-profit extended arm.Â
Most for profits growth stems from profit margins, while Minding My Business builds from the investment in the community residents.
Its primary audience is Black America, aiming to build wealth and gain financial freedom, but it welcomes anyone willing to work towards financial wellness.
Mission and Goals
Minding My Business aims to:
Educate: Provide comprehensive financial literacy education.
Empower: Equip individuals with the tools needed for financial independence.
Support: Offer resources for budgeting, financial planning, credit building, and more.
Transform: Improve the financial health of individuals and communities, fostering long-term economic stability.
A Comprehensive Financial Resource
Minding My Business is designed to be a one-stop financial resource, meeting members where they are financially and helping them move the financial needle forward.
The platform offers various tools and resources to assist with financial wellness, including:
Budgeting: Teaching members how to create and stick to a budget.
Financial Planning: Providing guidance on planning for short-term and long-term financial goals.
Credit Building: Offering strategies to improve credit scores.
Homeownership: Educating first-time homebuyers on the steps to homeownership.
Investment Opportunities: Introducing members to saving and investment options.
Minding My Business is more than a financial literacy platform; it is a lifeline for the community.
By tackling financial illiteracy and offering comprehensive resources, we are dedicated to empowering individuals to elevate their lives and enhance their quality of life.
After extensive planning, Minding My Business remains steadfast in its commitment to serving as a vital resource for the community.
With a commitment to serving and educating the community, Minding My Business is poised to make a significant impact.
As the organization continues to grow and expand its reach, it remains dedicated to being the change it wants to see, block by block, empowering the Black community to achieve financial freedom and economic stability.
Published by
Jewelz Lopez @_Jewelz.Alize
Founder of @PowerSquadCampaign
Freelance Model / Producer
B.A Public Health & Psychology
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